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BMW Finance

Whether you're looking to own or hire a new or Approved Used BMW, we're confident that you'll find the right finance package for you with BMW Financial Services.

BMW Financial Services offers you a choice of car finance options to help you own or hire your BMW. At every BMW dealership, you'll find a financial services specialist who can talk you through your options. Once you've chosen the car finance package that suits you best, we'll do the rest. From paperwork and phone calls to delivery arrangements, we'll handle all the details and do everything to get you on the road as quickly as possible. 

BMW Select

BMW Select, our Personal Contract Purchase product, is our most popular car finance product. If you like the idea of changing your car regularly and making lower monthly payments, or if you're a company car driver who wants to opt out, we're confident you'll like BMW Select.

If you're looking for flexibility, BMW Select lets you keep your options open until the end of the agreement. So you don't have to make any decisions about the future until you're ready.

At the end of the agreement, you have the flexibility to choose whether you want to part-exchange, keep the car or return it to us.

Benefits of BMW Select

Finance your BMW the flexible way with BMW Select. 

* A new agreement will be subject to status. 
** Excess mileage charges and excess wear and tear charges may be payable upon return of the vehicle.


BMW Hire Purchase

If you like to make fixed regular payments throughout your agreement, BMW Hire Purchase is the simple, straightforward way to finance your new car.

With BMW Hire Purchase you can spread the cost of your purchase over time so it's easy to budget. And because your payments are fixed, you'll always know exactly how much you'll be spending.

Benefits of BMW Hire Purchase

Finance your BMW the simple way with BMW Hire Purchase.

* Provided you have made all of the necessary payments due under your agreement. 


BMW Contract Hire

If you'd like to hire your BMW, rather than own it, BMW Contract Hire is the simple solution.

BMW Contract Hire means you can drive the BMW you want, without having to worry about depreciation or selling the car at the end of your finance agreement.

BMW Contract Hire is a popular choice with our business customers because it can help you cut down on expense, time and paperwork. And because you can reclaim up to 50% of the VAT on your rentals*, you benefit from reduced regular rental payments.

And for total peace of mind, we can include a maintenance package for a small extra fee.

Benefits of BMW Contract Hire

Hire your BMW the hassle-free way with BMW Contract Hire.

* If the rate of VAT changes during the hiring period, BMW Financial Services may change the rental charges. The amount of VAT you can reclaim depends on your businesses VAT status.

** Excess mileage charges and excess wear and tear charges may be payable upon return of the vehicle.

Crossflags BMW - York House - Annan Road - Dumfries - DG1 3AW
BMW Finance | Car Loans & Credit | Hire Purchase | PCP | Personal Contract Plan | 1 Series | 3 Series | 5 Series | 6 Series | 7 Series | X1 | X3 | X5 | X6 | Z4 | M Series |Nationwide Delivery | Dumfries | Dumfriesshire | Scotland